How to Void a Check: A Step-By-Step Guide

September 22, 2021 0 Comments

how to send a voided check

You can void a check for any incorrect information and then rewrite it on a new check. If you have run out of checks, you can either order more or go to your financial institution and have them provide you with one. Record all checks in your check register to ensure you don’t lose or misplace any of them. Lost checks can result in an unwanted debit from your account.

how to send a voided check

We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Understand the key differences between APR and APY, and how they affect your savings accounts, CDs, and even crypto investments. The only way to give yourself peace of mind is to void the check and then throw it out or shred it. To void a check, you’d have to cancel it before the recipient had deposited it. Once you’ve voided a check and made copies of it, shredding the original check is a good idea to help prevent fraudsters from getting their hands on it. By clicking Continue, you will be entering a third-party website.

Learn how to make an extra $200

Make a note of the checking number and make a physical copy of the voided check to keep for your records. Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. We are an independent, advertising-supported comparison service.

  • Often, a direct deposit authorization form is the first part of the process when getting set up with direct deposit through an employer or for other types of payments.
  • Our goal is to give you the best advice to help you make smart personal finance decisions.
  • Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens.
  • For federal benefits, there’s no extra charge for direct deposits.
  • To make automatic payments, you need your institution, branch number, and bank routing number.
  • Ask for a letter, printed on bank letterhead, which lists your account number, routing number, and account type (checking or savings).

You can open a Wise account and receive money from around the world with local bank details. All you need to do if you want to establish a direct deposit is take an existing check and write the word ‘VOID’ across the front of it in large capital letters. You can safeguard your voided void check meaning checks by using long-lasting indelible gel in pens, preferably with black ink. Make a copy of the voided check to send to your employer or whoever else needs it. You can also keep a copy for yourself as a reminder that the check with this number was not used for a specific payment.

Send the Check or Image

If you’ve started a new job, your employer will likely pay you through a bank account. Many employers ask for a voided check to ensure no errors in recording your bank account information. If you’re using the check in order to share your bank account information, make sure you do not write over the bank information — the numbers printed along the bottom of the check. In many cases, it’s acceptable to send a picture of a check. If that’s the case, void a blank check and then take a picture of it.

To do this, write down the original check number in your check register or software you use to track check payments and make a notation that it has been voided. If your bank’s online tools allow you to keep track of your written checks, record it there. Though we live in an age where most of our banking can be done digitally, there are some instances when you’ll be asked to provide your bank information using a blank check. And anyone who has ever written out a physical check knows that it’s possible to make a mistake like putting in the wrong amount.

How to Write a Check

Never give anyone a blank check, especially someone you do not know because it could be used to make a withdrawal on your account. By asking you for a check, your employer reduces the potential for errors. If you have to fill out a form, it’s possible you’ll make a mistake.

Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.

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